MEET MY AFFILIATED BUSINESS PARTNERS
Mares Mortgage
Cubie Hernandez
Senior Mortgage Advisor
Equity Title
Christy Cimino
Senior Account Manager
West Coast Escrow
Hennie Van Seggelen
Branch Manger/Escrow Officer
American Home Shield
Ally Edgerton
Executive Market Manager
WHAT WE DO
You’ve found us among a trillion zeros and ones—and we promise to help you become 10x better. Whether you’re ready to apply with no credit check, want to work on your own with A.I. assist, or prefer chatting one-on-one, our personal loan officer Cubie Hernandez is here to guide you. Start now and discover the edge you’ve been searching for!
We work hard to keep closings as simple as possible and on time. Our team consists of licensed title agents, processors and customer service representatives who are committed to a smooth closing experience for all parties involved. Our team is well versed on the intricacies of the local real estate market. Whether it’s a short sale, a foreclosure, or a residential or commercial property, we are your best resource for getting deals done.
We work hard to keep closings as simple as possible and on time. Our team consists of escrow officers, escrow assistants, processors and business development representatives who are committed to a smooth closing experience for all parties involved. Our team is well versed on the intricacies of the local real estate market. Whether it’s a short sale, a foreclosure, or a residential or commercial property, we are your best resource for getting deals done.
A home warranty plan covers the repair or replacement of major parts of home systems and appliances, like your A/C system or your refrigerator, when they break down from due to normal wear and tear. Of course, like all home warranties, there are limitations and exclusions that apply.
Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Affiliated real estate agents are independent contractor sales associates, not employees. ©2022 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
