Cubie Hernandez
Senior Mortgage Advisor
Christy Cimino
Senior Account Manager
Jessica Burkholder
Branch Manger/Sr. Escrow Officer
Jon Beck
You’ve found us among a trillion zeros and ones—and we promise to help you become 10x better. Whether you’re ready to apply with no credit check, want to work on your own with A.I. assist, or prefer chatting one-on-one, our personal loan officer Cubie Hernandez is here to guide you. Start now and discover the edge you’ve been searching for!
We work hard to keep closings as simple as possible and on time. Our team consists of licensed title agents, processors and customer service representatives who are committed to a smooth closing experience for all parties involved. Our team is well versed on the intricacies of the local real estate market. Whether it’s a short sale, a foreclosure, or a residential or commercial property, we are your best resource for getting deals done.
View our video on title insurance.
We work hard to keep closings as simple as possible and on time. Our team consists of escrow officers, escrow assistants, processors and business development representatives who are committed to a smooth closing experience for all parties involved. Our team is well versed on the intricacies of the local real estate market. Whether it’s a short sale, a foreclosure, or a residential or commercial property, we are your best resource for getting deals done.
At Authentic Partners, we manage your property like it's our own — optimizing cash flow, preserving value, and creating lasting returns. With proactive asset management and white-glove property care, we turn real estate into real results. Behind every property we manage is a team of seasoned executives with decades of experience in real estate investment, operations, and client success. Our executive team combines institutional expertise with boutique service — ensuring every decision is strategic, every detail is covered, and every client relationship is built to last.
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.